Appetite · Renewals & non-renewals
Move clean ambulatory accounts off the class rate before the next increase or the next carrier exit.
Non-renewal fast lane. Expiration inside 30 days? Mark the submission urgent. Complete files get a yes or no, the price and the bind date within 24 hours.
(484) 324-2559Why other markets fail it
Rates rose 9.5% in 2025, carriers keep leaving NEMT and livery, and the account is priced on the industry's claims instead of its own clean record.
How we rate it
Loss runs and MVRs first; existing telematics data accepted at submission and credited. Bind before expiration on non-renewals with a complete file.
What to collect
- 3 to 5 years of loss runs
- Current dec pages and expiration date
- Vehicle schedule with mileage
- Driver list with MVRs
- Broker contracts
What the client cares about
The owner fears a coverage gap more than price and is wary of switching mid-contract; the dispatcher judges the market on certificate turnaround. Lead with continuity and the named service contact.